uob personalized banking
uob personalized banking
Blog Article
UOB Bank presents a number of individual banking providers intended to satisfy the economic wants of individuals. Below is an intensive overview to assist you comprehend The true secret elements and choices.
Different types of Accounts
Savings Account: This account helps you to spend less even though earning curiosity.
Features: Quick access, interest earnings, negligible costs.
Benefits: Harmless place for your resources, likely growth by interest.
Latest Account: Ideal for each day transactions and managing charges.
Capabilities: Checkbook facility, overdraft protection.
Added benefits: Convenient for regular payments and withdrawals.
Preset Deposit Account: For all those seeking to get paid better interest fees about a hard and fast period.
Characteristics: Mounted time period deposits, higher desire charges as compared to cost savings accounts.
Added benefits: Protected investment decision solution with predictable returns.
Financial loans
Personal Loans: Unsecured loans that may be utilized for a variety of applications like education or house renovation.
Varieties:
Installment Loans
Credit score Traces
Rewards: Versatile repayment phrases, aggressive fascination costs.
Household Financial loans: Customized remedies for obtaining residence or refinancing current mortgages.
Varieties:
Mounted Charge Residence Mortgage
Floating Price House Mortgage
Advantages: Various plans to suit individual requires, interesting premiums.
Charge cards
UOB gives a range of bank cards catering to diverse lifestyles and spending patterns:
Benefits Cards: Get paid factors on each and every purchase that may be redeemed for gifts or vacation miles.
Cashback Cards: Get cash rebates on day-to-day shelling out including groceries and eating out.
Journey Playing cards: Particular benefits like air miles accumulation and journey insurance policy protection.
Investment decision Services
For people interested in rising their wealth by way of investments:
Device Trusts * Diversified portfolio managed by pros. * Suitable for prolonged-time period development aims.
Structured Deposits * Brings together the attributes of regular deposits with expense solutions. * Potentially larger returns but with a few risk more info concerned.
Insurance plan Products
To guard by yourself and All your family members from unexpected situations:
Lifestyle Insurance policy * Delivers economical stability in the event of death or crucial sickness. * Also can serve as a cost savings Device depending upon the plan picked out.
Health and fitness Insurance * Handles medical fees including hospitalization costs. * Important for mitigating significant Health care fees.
Digital Banking Services
Convenience at your fingertips as a result of electronic platforms:
Net Banking
Lets you control your finances on line:
Look at account balances and transaction background
Transfer funds involving accounts or shell out expenses
Submit an application for new solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by using cellular apps:
Brief stability checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to provide personalised banking options that cater precisely to specific specifications when making certain benefit and safety in all transactions.